Finance and insurance

Financial and insurance activities: the highest-selling branch of the register, and the most concentrated of the nineteen. A single commune, Las Condes, declares more than half of its employment — which is where this register shows most clearly what it measures: not where work happens, but where it is filed from.

Maps exactly onto CIIU Rev. 4 section K.

Dependent workers
253,701
2024
Share of all formal work
2.7%
Chile
Annual sales
9,300 M
UF · 2024 · 126 communes withheld
Since 2005
+49%
workers

Territorial distribution

307/346 communes
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Shaded by how much of each commune's own formal payroll this sector is — not by headcount, which would draw the same map of where people live for every sector.

Most workers
Las Condes136,809Santiago63,012Providencia22,174Huechuraba4,534Vitacura4,532Lo Barnechea1,843Valparaíso1,298Macul1,212Coquimbo1,118La Florida1,084Antofagasta901Viña del Mar893Talca753Ñuñoa735Concepción657
Las Condes136,809Santiago63,012Providencia22,174Huechuraba4,534Vitacura4,532Lo Barnechea1,843Valparaíso1,298Macul1,212Coquimbo1,118La Florida1,084Antofagasta901Viña del Mar893Talca753Ñuñoa735Concepción657

Counted at the firm's registered address, not the workplace. SII assigns a company's whole payroll to the commune of its tax domicile, so a head office in Santiago carries the shifts worked everywhere else. Read this as where the sector files, and the count below as where its workers live.

Most concentrated
Las Condes9.9%Zapallar8.1%Santiago6.6%Santo Domingo5.1%Lo Barnechea3.0%Casablanca2.7%Providencia2.6%Macul2.2%Vitacura2.0%Coquimbo2.0%Huechuraba1.6%La Florida1.5%Mostazal1.4%Valparaíso1.1%La Reina0.9%
Las Condes9.9%Zapallar8.1%Santiago6.6%Santo Domingo5.1%Lo Barnechea3.0%Casablanca2.7%Providencia2.6%Macul2.2%Vitacura2.0%Coquimbo2.0%Huechuraba1.6%La Florida1.5%Mostazal1.4%Valparaíso1.1%La Reina0.9%

Communes with at least 200 workers in the sector, so a village with one firm does not top the list.

What the branch is made of

9 divisions · 35 activities

A section of twenty-one parts says what this page is called. The register files firms two levels below it, and those parts are not one economy: intermediación monetaria and reaseguros share a letter and little else. Each division has a page of its own.

Intermediación monetaria28%Fondos y sociedades deinversión y entidadesfinancieras similares26%Actividadesauxiliares deservicios…17%Seguros14%Otrasactividadesde servicio…7.4%Actividades de gestión defondos5.2%Actividadesauxiliares delas…2.8%
Intermediaciónmonetaria28%Fondos ysociedades deinversión y…26%Actividadesauxiliares deservicios…17%Seguros14%Otrasactividades deservicios…Activida…degestión…5.2%Activ…auxil…de la…2.8%

The list stops where 4 divisions have accounted for 85% of the branch's employment. The other 5 are together 15.4% of it and are drawn above, each as its own tile: every division of the register.

Two ways to count the jobs

SII 2024 · Casen 2024
Where the firm files
253,701
employees · SII register
Where the worker lives
188,349
employees · Casen
Everyone working in it
197,817
employed · Casen
Distance between them
−26%
Casen vs SII
Region by region
0100,000200,000300,000MetropolitanaValparaísoCoquimboMauleO'HigginsBiobíoAntofagastaLos Lagosnot publishedAraucaníaMagallanesÑublenot publishedLos RíosTarapacáAtacamanot publishedArica y ParinacotaAysénnot published
0100,000200,000300,000MetropolitanaValparaísoCoquimboMauleO'HigginsBiobíoAntofagastaLos Lagosnot publishedAraucaníaMagallanesÑublenot publishedLos RíosTarapacáAtacamanot publishedArica y ParinacotaAysénnot published
Firm's address (SII)Worker's home (Casen)

Series 2005–2024

2005–2024
100 k150 k200 k250 k300 k254 k+49%2005–2024200520152024
100 k150 k200 k250 k300 k254 k+49%2005–2024200520152024
observed 2005–2024

Who the sector runs on

SII 2024
Firms33%No sales37%Micro21%SmallSales97%LargePayroll87%Large
Firms33%No sales37%Micro21%Sales97%LargePayroll87%Large
No salesMicro 0.0–2 mil UFSmall 2–25 mil UFMedium 25–100 mil UFLarge > 100 mil UF
The top bracket — firms selling over a million UF a year
Firms in it460
Of all firms in the sector0.73%
Of its sales91.0%
Of its payroll71.9%

Artificial intelligence

estimate · 2026-05
Exposure of the work
13.9%
of its tasks, worldwide
Use in Chile
1.98×
of its share of employment
Chile against the world
1.84×
all sectors, per capita
Covered by the estimate
100%
of the sector's workers
What this sector employs, by occupation
9.9%70%Professionals and technicians12%Administrative…
70%Professionals and technicians
ManagementProfessionals and techniciansAdministrative supportServices and salesTrades, operators and elementary occupationsCasen 2024 · employed people in the sector

By region

RegionWorkersOf the sectorOf its own payrollLiving hereFirmsSince 2005
Metropolitana240,40194.8%4.2%141,04946,998+53%
Valparaíso4,2571.7%0.6%12,3586,465+19%
Coquimbo1,7250.7%0.8%4,048713+173%
Maule1,3180.5%0.3%5,3321,455−27%
O'Higgins1,1600.5%0.3%3,2661,545+76%
Biobío1,0680.4%0.2%6,6651,633−55%
Antofagasta1,0200.4%0.4%2,194541+17%
Los Lagos9090.4%0.2%—1,299−54%
Araucanía5010.2%0.2%3,198800+119%
Magallanes3070.1%0.4%1,051216+25%
Ñuble2890.1%0.2%—356−22%
Los Ríos2810.1%0.3%1,801414−31%
Tarapacá2570.1%0.2%1,162247+284%
Atacama800.0%0.1%—136−75%
Arica y Parinacota690.0%0.1%1,05998−25%
Aysén590.0%0.2%—45+59%

"Workers" is SII's count at the firm's registered address; "living here" is Casen's count of employees of this branch who live in the region. They are different measurements of different things and the columns are read side by side, not subtracted. A dash is a cell with fewer than 30 sampled workers.